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O&M providers rightfully pride themselves on high safety standards and a safe working environment for employees. We are the endorsed insurance carrier provider of a unique insurance program which rewards these safety conscious O&M companies with business insurance and a work comp product 30% less than the industries $8 per $100 of payroll average. The package also address their general liability and other business insurance needs. We work with O&M providers to keep them safe through various training recommendations and loss control strategies.